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Creation of Charge (S.77)

Create charge on company assets: Board resolution, execute charge document, file CHG-1 within 30 days. Creation of Charge (S.77) takes 4 steps over about 58 days and is filed with the ROC on CHG-1.

4 steps~58 days start to finishfiles CHG-1

Last updated: 10 August 2026

What if it’s filed late?

MCA charges additional fees that rise with the delay, up to 12 times the normal filing fee. OnCompliance tracks the date and warns you before it costs anything.

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What is the timeline for Creation of Charge (S.77)?

4 steps over about 58 days, filing CHG-1 with the ROC. Each deadline below runs from the step before it.

#StepForm filedDeadline
1Board Resolution Authorizing BorrowingNonewithin 7 days
2Execute Charge DocumentNonewithin 14 days
3File CHG-1 with ROCCHG-1within 30 days
4Update Register of ChargesNonewithin 7 days

What are the steps, in order?

The 4 steps below run in order; the day counts show how long each one allows.

1

Board Resolution Authorizing Borrowing

Board authorizes borrowing and creation of charge. Check S.180 limits.

within 7 days · document made for you
2

Execute Charge Document

Execute loan agreement and charge/mortgage document with the lender.

within 14 days · document made for you
3

File CHG-1 with ROC

File Form CHG-1 within 30 days (extendable to 120 days with additional fees).

within 30 days · files CHG-1
4

Update Register of Charges

Update register of charges maintained at registered office.

within 7 days
  • Register of Charges updated
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Every guide runs like this in OnCompliance: steps in order, dates in view, paperwork made for you at each step.

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Common questions

How long does Creation of Charge (S.77) take?

About 58 days across 4 steps. The first step is: Board Resolution Authorizing Borrowing.

Which MCA form is filed for Creation of Charge (S.77)?

CHG-1. CHG-1 is the creation of charge filing under §77 of the Companies Act 2013.

What does it cost if CHG-1 is filed late?

MCA charges additional fees that rise with the delay, up to 12 times the normal filing fee.

Can OnCompliance run Creation of Charge (S.77) for me?

Yes. OnCompliance runs the same steps in order, dates in view, with the paperwork made for you at each step.